OneKey Card is a well-known open source Web3 wallet OneKey launched foreign virtual card credit card services, providing foreign Visa and MasterCard virtual credit cards, support for binding Alipay, WeChat, paid ChatGPT plus and other scenarios. Like Dupay, OneKey Card supports users in mainland China, uploading ID cards and automatic face authentication of mobile phones according to instructions - centralised bank card products are required to do KYC authentication, which is an action that compliance must face.
Note: To enter the official website of OneKey Card, you need to access the scientific Internet, you can only use Google to log in, only support virtual currency recharge, and at present the activation of the card needs to go by invitation. (KYC is no longer supported for Chinese identity verification).
Advantages of OneKey Card
- Convenience: no need for a physical card, you can pay directly through a virtual card, which is suitable for online shopping and small purchases.
- Multi-Platform Support: Supports binding with Alipay, WeChat Pay and other commonly used payment platforms in China.
- Cryptocurrency Payment: Recharge through cryptocurrency, enabling free conversion between USD and RMB.
OneKey Card Disadvantages
- Exchange Rate Problem: The exchange rate may not be as good as other virtual cards when spending small amounts (detailed below).
- KYC limitation: Currently, it does not support KYC authentication for users in mainland China, which limits the use of some users.
OneKey Card can be bound to WeChat and Alipay for consumption, but after binding, you need to contact human customer service to lift the wind control, and it is recommended to spend a small amount of money to maintain the card first.
OneKey Card from August 6, 2024, non-US dollar transaction fees have changed: OneKey Card to the United States merchants of the dollar transactions for 0%, other transaction types of rates for 1% + $0.5. so that small consumption of the handling fee skyrocketed, for example, consumption of $ 10, only the transaction fee is 0.6U, about 6%, plus recharge at least 1.5%, then the comprehensive consumption of 7.5%. The combined fees go up to 7.5%, plus conversion and exchange losses, which are higher.
